The 1Advisor™ Advantage

Clients benefit from interest rates above the national average, heightened FDIC insurance, and a premium personalized customer service experience via the 1Advisor™ mobile banking application from SKYVIEW 1.

Rates accurate as of February 2024

Other Banks

(Based on the national averages)

Rates accurate as of February 2024

Checking Interest Rate

3.85%***

0.07%**

Up to 10x the national average

US Nat. Avg. Checking Interest Index (BNKCHX)

FDIC Insurance

Individual Account Maximum

Multi-million-dollar FDIC insurance*

$250,000

Access Multi-Million-Dollar FDIC Insurance*

Since the FDIC was founded in 1933, no depositor has lost a penny of FDIC-insured funds.
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^{- Federal Deposit Insurance Corporation}

1Advisor™ Mobile Banking Solution

1Advisor™ from SKYVIEW 1 provides advisors with a white-label user experience with client functionality competitive with big bank platforms, the latest innovations deployed by fintechs, in addition to a scalable approach to services historically available exclusively from family offices.

Advisor Dashboard

SKYVIEW 1’s Advisor Dashboard empowers financial advisors to capture, monitor, track and monetize client savings and checking accounts, providing transparency into each client’s deposits, recurring direct deposits, withdrawals, and bill pay—the result: more accurate cash flow management advice for your clients.

BENEFITS:

Capture externally held deposit accounts with calculators providing interest benefits to clients
Client onboarding optionality to seamlessly open new accounts
On-demand view of interest rates, benchmarks, total deposits and deposit balances for each client
SKYVIEW 1 pays a Deposit Fee directly to each practice on all savings and checking accounts

Scalable Family Office Services

SKYVIEW 1 provides advisors with increased visibility into their clients’ cash flow with white-label checking account functionality with:

Direct Deposit
Setup

Monthly Recurring Bill Pay Services

Seamless
Bill Pay Setup

SKYVIEW 1 is a technology company, not a bank. Banking accounts and services are provided by Grasshopper Bank, N.A., Member FDIC.
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*Through Grasshopper Bank, N.A., you are eligible to utilize ICS®, the IntraFi Cash ServiceSM, to access FDIC insurance through thousands of participating IntraFi network banks. Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.

** NationalRates

*** The SKYVIEW 1 Spending Account Annual Percentage Yield (APY) is accurate as of October 3, 2024. This rate is variable and may change. Fees may reduce earnings. The national average annual percentage yield (APY) for spending accounts is 0.07%, as published in the FDIC’s Weekly National Rates and Rate Caps; average rate used is for deposits up to $100,000.

Access Multi-Million-Dollar FDIC Insurance*

Since the FDIC was founded in 1933, no depositor has lost a penny of FDIC-insured funds.‍- Federal Deposit Insurance Corporation

Let's Get Started!

Since the FDIC was founded in 1933, no depositor has lost a penny of FDIC-insured funds.
‍
^{- Federal Deposit Insurance Corporation}