SKYVIEW 1 is a technology company, not a bank. Banking accounts and services are provided by Grasshopper Bank, N.A., Member FDIC.

 Through Grasshopper Bank, N.A., you are eligible to utilize ICS®, the IntraFi Cash ServiceSM, to access FDIC insurance through thousands of participating IntraFi network banks. Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.


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The SKYVIEW 1 Spending Account Annual Percentage Yield (APY) is accurate as of February 14, 2025. This rate is variable and may change. Fees may reduce earnings. The national average annual percentage yield (APY) for spending accounts is 0.07%, as published in the FDIC’s Weekly National Rates and Rate Caps; average rate used is for deposits up to $100,000.

SKYVIEW 1 provides a banking platform designed to support financial advisors in managing client cash needs. While SKYVIEW 1 enables advisors to facilitate banking solutions, it does not act as a fiduciary or provide investment, tax, or legal advice. Any fiduciary responsibilities remain solely with the advisor.
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AI-driven insights within the platform are intended to assist advisors by identifying opportunities and providing data-driven recommendations. SKYVIEW 1 does not make financial decisions or execute transactions without advisor or client authorization.
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Advisors may initiate transactions on behalf of their clients; however, SKYVIEW 1 does not directly manage funds, custody assets, or make investment decisions. All banking services are provided through partner financial institutions, and all transactions are subject to applicable banking and regulatory requirements.
For further details, please review the terms and conditions associated with SKYVIEW 1’s services.

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